Every month, a portion of what you earn goes to the utility company.
That money does not build equity in your home. It does not add to your appraised value. It does not compound or return anything. It leaves, and the bill tends to go up over time.
The Power Flip™ is what happens when that monthly outflow gets redirected.
The idea
When a new construction buyer uses BrightNest Mortgage™ from QuiqNest, owned solar is financed inside the FHA mortgage at closing. The solar is not a separate bill. It is not a lease. It is not a loan filed against the home. It is a portion of the mortgage, the same way any other financed feature of the home is part of the mortgage.
The energy the system produces offsets the utility cost. The portion of the monthly mortgage that covers the solar replaces a portion of what the buyer would have paid the power company.
The same dollars that were leaving the household with nothing to show for them start going toward a clear-title asset in the home.
That is the Power Flip™.
The arithmetic
The Power Flip™ comes down to one comparison.
The portion of the monthly mortgage that covers the owned solar versus the monthly utility bill that solar replaces.
In new construction homes across Florida, the utility bill typically runs between $144 and $500 per month depending on home size, climate zone, and the efficiency of the systems installed.
On a correctly sized system, the portion of the mortgage covering the solar is less than the utility bill it offsets. The TRUE Monthly, mortgage plus utilities combined, is lower than the same home without solar.
The down payment at closing does not change. There is no separate solar bill. The solar is inside the mortgage. The buyer ends up with a lower TRUE Monthly, owned solar, a clear-title asset, and a home positioned correctly under the appraisal standards that take effect November 2, 2026.
Why new construction is the right moment
The Power Flip™ works at any point where owned solar can be financed inside the mortgage. But new construction is the cleanest version of the opportunity for one specific reason: the buyer has not signed anything yet.
In existing home sales, the buyer inherits whatever solar structure the previous owner chose. A lease that requires assumption. A separate loan with a lien that surfaces in title review.
In new construction, the buyer is starting from a clean slate. There is no inherited structure. The solar decision is made at purchase, when every option is open and the financing structure is still in the buyer's control.
In communities where QuiqNest operates, the PowerKit™ is already waiting. QuiqNest pre-packages an owned solar solution for every home design in the community before buyers arrive. The system is already sized for the floor plan. It is ready to roll into the FHA mortgage at closing. The TRUE Monthly the builder shows without solar is not the lowest TRUE Monthly available on that home.
The right time to ask about it is before the contract is signed, not after the first utility bill arrives.
What the Power Flip™ delivers
Same cash to close. The solar is inside the mortgage, so the down payment stays the same as the same home without solar.
Lower TRUE Monthly. On a correctly sized system, the utility offset exceeds the mortgage increase. Total monthly cost is lower.
Higher home value. Owned solar is the only structured category positioned to add documented contributory value to the home's appraised value under UAD 3.6, effective November 2, 2026.
No appraisal gap. Because solar is installed after closing, there is no second appraisal step that creates a gap between the purchase price and the appraised value.
How to get it
In new construction communities where QuiqNest operates, the PowerKit™ for your home design is already built. Ask about it before you sign the builder contract.
The PowerKit rolls into the FHA mortgage at closing through BrightNest Mortgage™. One mortgage. One closing. Owned solar from day one.
Browse Solar-Ready Homes across Florida and Texas and ask about the PowerKit on your home design at QuiqNest.com.
