Before You Tour a Home,
Know If It Actually Works.

Run a free check on any Zillow listing before you visit. See solar status, financing fit, and monthly costs before you schedule a tour.

See How It Works →
See How It Works →
Built for FHA & First-Time Homebuyers.
No UCC-1 liens
One mortgage. One payment.
Owned solar adds equity

FHA Solar Program

The Federal Government Built a Solar Mortgage Program. Nobody Made It Work. Until Now.

The FHA Solar and Wind Technologies program has existed for decades. It allows homebuyers to roll the cost of a new solar system into an FHA mortgage at purchase. One loan. One payment. Solar installed after closing.

It never scaled because the workflow was broken. Homes were not screened before offers. Solar was structured too late. Lenders, installers, and buyers were never aligned.

01 — The Program

Federally codified. Decades old. Never used.

HUD embedded it in their primary mortgage handbook. It was legal, available, and funded. The industry just never built a workflow to use it.

02 — The Problem

The sequence was always wrong.

Solar was structured after offers. Lenders got incomplete packages. Sellers refused utility bills. Deals died. The program took the blame.

03 — The Fix

QuiqNest fixes the sequence.

We check the home before you tour. If it qualifies, solar is structured into the mortgage before you make an offer. That is what makes the FHA Solar pathway usable for the first time.

Owned Solar is Equity. Everything Else is a Liability.

Instant equity

$25,800

At closing on a $430K Jacksonville home with solar structured into the mortgage.

Monthly savings

$348

Less per month than the same home without solar. One mortgage. Solar included.

Resale premium

6.9%

Owned solar homes sell for more. Leased solar reduces what buyers will pay.

Solar financed through BrightNest Mortgage becomes part of your home. Not a lease. Not a second loan. Owned outright, attached to the property, and recognized by appraisers and lenders as real property equity.

Leased solar and solar with UCC-1 liens do not count as equity. They can reduce what buyers are willing to pay and create problems at resale or refinance. The difference is ownership. QuiqNest is built to get you there.

“Zillow shows you homes. QuiqNest shows you what the home will actually cost to own.”

Before You Sign a Solar Lease, You Can Own It Instead.

A solar lease gives a third party years of payments and the tax credit, but adds nothing to your equity. Before signing any solar contract, or before refinancing a home with existing solar, talk to us first. QuiqRefi™ helps homeowners roll owned solar into the mortgage so the system builds equity for you, not a solar company.
Learn how QuiqRefi™ works →

Built for Realtors. Aligned with Lenders.

QuiqNest is designed to protect closings, not complicate them.

• Closes on your normal timeline
• Clean title from day one
• Solar owned outright at closing

QuiqNest check

How It Works

Run the QuiqNest Check
Paste a Zillow link or enter any address.
Review Before You Tour
We review how the home works financially and energy-wise so you know what to expect before you visit.
See How Solar Builds Your Equity
We show how solar rolls into your FHA mortgage, lowers your monthly payment, and adds owned equity at closing.
Close on Your Timeline
Same down payment, same closing date. Solar installs after closing. You own it outright.

We Are Not a Solar Company

QuiqNest is a home equity platform.
Solar is the tool. Your equity is the outcome.

HOMEBUYERS FAQ

Common questions

Can I roll solar into my mortgage when I buy a home?

Yes. BrightNest Mortgage integrates solar directly into your primary mortgage during the home purchase or refinance process. This creates a Clear-Title Solar™ home with no UCC-1 liens, no separate solar loan, and no dealer markups. Solar becomes part of the home, not a separate financial obligation.

Will solar panels increase my home's value?

Homes with fully owned, lien-free solar systems consistently outperform comparable non-solar homes at resale. The key factor is ownership. Clear-Title Solar ensures the system is owned outright and attached to the property, helping preserve value and avoid refinancing or closing complications.

How is this different from a solar loan or lease?

Traditional solar loans and leases often include UCC-1 liens, dealer fees, and separate monthly payments. QuiqNest eliminates those issues by rolling solar into the mortgage itself. You get one payment, clear title, and full ownership from day one.

Is the interest tax-deductible?

Yes. Because solar is integrated into your mortgage, the interest is treated as mortgage interest, not solar loan interest. This can make it tax-deductible, unlike most standalone solar loans. Always consult a tax professional for personal guidance.

Will solar affect my ability to refinance or sell later?

No. Clear-Title Solar is specifically designed to protect refinancing and resale. There are no UCC-1 liens, no third-party ownership, and no payoff surprises. The system stays with the home as a permanent improvement.

Who does QuiqNest work best for?

QuiqNest is built for buyers and homeowners who care about equity, ownership, and long-term financial clarity. We’re not in the solar business. We’re in the home equity business. Solar is simply the tool.

Realtors use QuiqNest to protect closings and pre-qualify solar safely before offers are made.

BrightNest Mortgage™ - Own Solar as an Asset, Not a Liability.

BrightNest Mortgage™ is a financing path some buyers use to own solar as part of a home purchase, without UCC-1 liens or dealer fees.

It exists to support owned solar without adding a second loan or disrupting the transaction timeline.
Get Started with BrightNest Mortgage™
Get Started with BrightNest Mortgage™
© QuiqNest™ 2025, All Rights Reserved
Designed by The QuiqNest Team

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