How QuiqRefi™ Works for Homeowners Refinancing
QuiqRefi™ lets homeowners review solar before starting a refinance, so decisions are made early and the loan stays clean.
Instead of adding a separate solar loan or lease, solar is evaluated as part of the refinance planning process. This helps homeowners understand their options before committing to third-party financing that can introduce liens or underwriting issues later.
By checking solar readiness early and uploading a recent utility bill, homeowners can confirm whether solar fits their refinance goals while keeping one mortgage, one lien, and full ownership.
How QuiqRefi™ Protects Your Refinance
If you are considering solar during a refinance, reviewing it first helps prevent added debt, third-party liens, and underwriting complications.
Solar is reviewed before approval. Installed after closing through escrow.
Step 1: Review Solar Before Refinance Decisions
Upload a recent utility bill so solar feasibility can be reviewed before you sign a solar loan or lease and before your refinance is submitted for final approval.
Step 2: Confirm a Refinance-Safe Solar Path
We review the home and energy usage to confirm a clear path to owned solar that aligns with lender EEM requirements and avoids second loans or UCC-1 liens.
Step 3: Install Solar After Closing Using Escrow Funds
If you move forward, solar is installed after the refinance closes using escrow funds. The homeowner retains full ownership with no third-party liens on the property.
Why Owned Solar Holds Value After a Refinance
When solar is owned outright and added through a refinance-safe process, it can contribute to long-term home value without creating future financing or resale issues.
Homes with lien-free solar systems tend to appraise more cleanly and avoid complications tied to third-party solar loans or leases.
Review solar before signing any solar agreement.
Early review helps avoid third-party leases or liens that can complicate refinancing or resale.
Average increase in property value for homes with owned solar
No added objections at resale or future refinance
