QuiqRefi™ is a revolutionary solar refinancing solution that integrates solar panel installation directly into your mortgage refinance. Unlike traditional solar loans that create UCC-1 liens on your property, QuiqRefi™ provides Clear-Title Solar™ with no separate liens, no dealer fees, and tax-deductible interest payments.

QuiqRefi™ offers several unique advantages that traditional solar financing cannot match:

• No DTI issues - solar costs are part of your mortgage, not separate debt affecting debt-to-income ratios
• No UCC-1 liens that complicate home sales
• Zero dealer fees (saving 30-35% compared to traditional solar loans)
• Tax-deductible interest payments for the life of the loan
• Clear-Title Solar™ that maintains full home value
• Mortgage integration instead of separate solar debt that buyers must assume

QuiqRefi™ is available to homeowners in Florida, California, and soon to Texas who:

• Own their home (not renting)
• Have sufficient equity for refinancing
• Meet standard mortgage qualification requirements (FHA, conventional, or other loan types)
• Live in a property suitable for solar installation

Yes, Congress passed legislation on May 22, 2025 to terminate the 30% federal solar tax credit by December 31, 2025—nearly a decade earlier than originally planned. This creates urgent deadlines for homeowners considering solar, as you must complete installation before the end of 2025 to qualify for the credit.

Yes. a typical $30,000 solar system, the 30% federal tax credit is worth $9,000. This credit applies directly against your federal tax liability, potentially eliminating tax debt dollar-for-dollar.

For a typical $30,000 solar system, the 30% federal tax credit is worth $9,000. This credit applies directly against your federal tax liability, potentially eliminating tax debt dollar-for-dollar.

The solar tax credit is non-refundable but can be carried forward to future tax years through 2034. You can claim partial credits each year until the full amount is used. For example, if you owe $3,000 in taxes annually, you could claim the credit over three years.

The complete process typically takes 14-20 weeks:

• Assessment: 1 week
• Financing approval: 3-4 weeks
• System design & permitting: 4-6 weeks
• Installation & connection: 6-8 weeks

Florida homeowners enjoy three tax benefits:

• 30% Federal Tax Credit ($9,000 on a $30,000 system)
• 100% Property Tax Exemption (no additional property taxes on solar-added home value)
• Complete Sales Tax Exemption (6% savings on equipment costs)

QuiqRefi™ is the only solar financing option where interest payments are tax-deductible. Homeowners in the 22-24% tax bracket typically save $400+ annually in tax deductions throughout the life of their mortgage.

Yes, solar typically increases home value by approximately 5.9% in Florida. For a $500,000 home, this represents about $29,500 in added value. With QuiqRefi™'s Clear-Title approach, you maintain this full value increase without UCC-1 lien complications.

While utility bills increase approximately 4% annually, your QuiqRefi™ solar payment remains fixed. This creates a "widening gap" of savings that grows each year:

• Year 1: $900 savings
• 10-year cumulative savings: $15,820
• Total 30-year savings: $151,170 (cumulative savings as utility costs rise while your solar payment stays fixed, then disappears)

Clear-Title Solar™ is QuiqRefi™'s approach to solar financing that integrates solar costs directly into your mortgage refinance, eliminating the need for UCC-1 liens. This creates a "clean title" with no separate solar debt complications.

UCC-1 liens are legal claims on your solar panels that traditional solar lenders file to secure their interest. These liens can:

• Complicate or block refinancing entirely
• Reduce your potential buyer pool by 30-50%
• Create debt-to-income ratio problems for future buyers.
• Require payoff before selling your home

Yes! Unlike traditional solar financing, QuiqRefi™'s Clear-Title approach eliminates UCC-1 liens, making your home more attractive to buyers and realtors. There are no separate solar loans to assume or pay off.

To  begin your QuiqRefi™ assessment, you'll need:

• Your most recent utility bill
• Basic property information
• Current mortgage details
• Contact information

No, you don't need to have your existing mortgage with our lending partner. QuiqRefi™ is a refinancing solution backed by one of the 8 largest mortgage lenders in the US that can replace your current mortgage regardless of your current lender. Our lending partner specializes in energy-efficient mortgage programs and provides the unique financing structure that makes Clear-Title Solar™ possible.

If you currently have solar with UCC-1 liens or lease complications, QuiqRefi™ may be able to help you refinance to Clear-Title Solar™. Upload your current utility bill (showing solar production) for a customized assessment.

QuiqRefi™ works with a network of certified, pre-approved solar installers who meet our quality and timeline standards. This ensures professional installation and completion before tax credit deadlines.

Your Free Solar-Ready Home PLUS™ assessment includes:

• Analysis of your property's solar potential
• Custom system design based on your actual energy usage
• Detailed financial projections and savings calculations
• Tax credit and incentive calculations
• Installation timeline and process overview

Once financing is approved and permits are obtained, typical installation takes 1-5 days. The longest part of the process is usually permitting and utility connection, which is why starting early is crucial.

QuiqRefi™ installations include:

• 25-year manufacturer warranty on solar panels
• 10-25 year warranty on inverters (varies by brand)
• 10 year Installation workmanship warranty
• Production guarantees
• Comprehensive system monitoring

Solar panels require minimal maintenance:

• Occasional cleaning (rain usually handles this)Annual system performance check
• Monitoring for any damage or shading issues
Inverter replacement every 10-15 years (covered under warranty)

These three states represent the largest solar markets with the most favorable solar policies and highest solar adoption rates. They also have significant FHA loan volume, making them ideal for the QuiqRefi™ program launch.

Yes, QuiqRefi™ plans to expand to additional states based on solar market potential, regulatory environment, and partnership opportunities with local lenders.

Currently, QuiqRefi™ is designed for primary residences. However, certain loan programs may accommodate second homes or investment properties. Contact us to discuss your specific situation.

Our lending partner is one of the 8 largest mortgage lenders in the United States, completing over 72,000 loans last year alone. They offer the mortgage refinancing that makes Clear-Title Solar™ possible and have extensive experience with energy-efficient mortgage programs and solar integration, providing the specialized financing structure that eliminates UCC-1 liens.

Yes, QuiqRefi™ is developing a multi-lender marketplace where multiple lenders compete for your business, potentially offering better terms and rates as the program expands.

Interest rates vary based on your credit profile, loan-to-value ratio, and current market conditions. Because QuiqRefi™ integrates solar into your primary mortgage, you typically get better rates than standalone solar loans.

Yes, we recommend consulting with a qualified tax professional to understand how the solar tax credit and other benefits apply to your specific tax situation. QuiqRefi™ is not a tax advisor.

Yes, if you have federal tax liability. Retirees with income from retirement accounts, Social Security, pensions, or investments may qualify. The credit can also be carried forward to future years.

You'll need:

• IRS Form 5695 (Residential Energy Credits)
• Receipts showing total system cost
• Certification that equipment meets federal standards
• Installation completion documentation

If the tax credit continues beyond 2025, QuiqRefi™ becomes even stronger compared to traditional solar financing. You'll still enjoy all the superior benefits: Clear-Title Solar™ with no UCC-1 liens, tax-deductible interest payments, zero dealer fees (saving 30-35%), and no DTI complications. Plus, you'd continue getting the 30% tax credit along with these exclusive advantages that solar banks simply cannot offer.

Solar technology advances incrementally, not dramatically. Today's panels are highly efficient and come with 25-year warranties. Waiting for "better" technology means missing current tax incentives worth thousands of dollars.

Since solar is integrated into your mortgage with QuiqRefi™, it transfers naturally with your home sale. There are no separate solar loans to complicate the transaction or reduce your buyer pool.

With QuiqRefi™, solar costs are integrated into your mortgage, not a separate loan. You can make additional principal payments toward your mortgage, which would reduce both your home loan and the solar financing simultaneously.

Start  by uploading your most recent utility bill for a free Solar-Ready Home PLUS™ assessment. This takes just minutes and provides you with:

• Personalized solar potential analysis
• Exact tax credit calculations
• Custom financing options
• Timeline to secure your benefits before any deadline

No, the initial Solar-Ready Home PLUS™ assessment is completely free with no obligation. You'll receive comprehensive information to make an informed decision about whether QuiqRefi™ is right for you.

You can begin immediately by uploading your utility bill. The assessment process starts within 24 hours, and we'll have your complete analysis within 48 hours.

Contact our Solar Tax Credit specialists at (888) 784-7637, email info@quiqnest.com, or use our contact form. Our team is available to answer specific questions about your situation and guide you through the process.