QuiqRefi™ is a refinance-safe way to review and plan owned solar as part of a refinance, without adding a second loan or creating UCC-1 liens. Solar is reviewed before refinance approval and installed after closing through escrow.
No. QuiqNest is not a lender. All refinance loans are originated by licensed mortgage lenders. QuiqRefi™ provides refinance-aligned documentation and sequencing so solar does not interfere with underwriting.
Solar loans and leases can introduce new debt, third-party approvals, and UCC-1 liens. These often surface during underwriting or title review and can delay or block a refinance.
QuiqRefi™ changes the timing and structure, not the technology. Solar is reviewed early, before refinance approval, and installed after closing. There is one mortgage, one lien, and no separate solar loan.
QuiqRefi™ is designed to keep refinance underwriting focused on the home and the mortgage. Solar review happens early, and installation occurs after closing so the refinance is not dependent on a solar install.
No. QuiqRefi™ avoids separate solar loans and does not add a new monthly payment during underwriting. Your refinance qualification remains based on the mortgage.
After your refinance closes. Installation is completed using escrowed funds so underwriting and closing are not delayed.
Yes. QuiqRefi™ is designed for full homeowner ownership, not leases or third-party ownership structures.
A UCC-1 filing is a public lien commonly used by third-party solar lenders and lease companies.
These liens can block or delay a refinance, trigger additional lender review, or require lien removal before closing.
QuiqRefi™ is structured to avoid UCC-1 liens entirely, keeping title clean and refinancing straightforward.
QuiqRefi™ is FHA-first. Conventional refinance scenarios may be possible depending on lender guidelines, but FHA is the primary use case.
In many cases, lenders require a Solar-Ready Home PLUS assessment or equivalent documentation to approve an EEM energy upgrade. QuiqRefi™ helps gather this information early so the refinance stays on track.
A recent utility bill and your property address. This allows an early review to confirm solar readiness and identify a refinance-safe path before you commit to anything.
It is important to review any agreement before moving forward. Some solar agreements can introduce debt or lien exposure that affects refinancing. QuiqRefi™ is intended to be used before committing to third-party solar financing.
Once you enter your home address for a Solar-Ready Home assessment, you will receive a confirmation email that gives you password-free access to your dashboard. Inside the dashboard, you can contact our refinance support team directly using the contact form, phone number, or WhatsApp chat.
