How QuiqRefi™ Works for Homeowners Refinancing

How QuiqRefi™ Works for Homeowners RefinancingQuiqRefi™ lets homeowners review solar before starting a refinance, so decisions are made early and the loan stays clean.

Instead of adding a separate solar loan or lease, solar is evaluated as part of the refinance planning process. This helps homeowners understand their options before committing to third-party financing that can introduce liens or underwriting issues later.

By checking solar readiness early and uploading a recent utility bill, homeowners can confirm whether solar fits their refinance goals while keeping one mortgage, one lien, and full ownership.

Simplified

How QuiqRefi™ Protects Your Refinance

If you are considering solar during a refinance, reviewing it first helps prevent added debt, third-party liens, and underwriting complications.

QuiqRefi™ reviews solar early so lenders have what they need for EEM underwriting, while the installation still happens after closing through escrow.

In many cases, lenders require a Solar-Ready Home PLUS assessment (or equivalent documentation) to approve the EEM energy upgrade. QuiqRefi™ helps you gather it early so your refinance stays on track.

Step 1: Review Solar Before Refinance Approval

Upload a recent utility bill so solar feasibility can be reviewed early, before you sign a solar loan or lease or submit your refinance for final approval.

Step 2: Confirm a Refinance-Safe Solar Path

We review the home and energy usage to confirm a path to owned solar that meets lender EEM requirements and avoids second loans or UCC-1 liens.

Step 3: Install Solar After Closing

Once the refinance is complete, solar is installed using escrow funds. The homeowner retains full ownership, with no third-party liens on the property.

Value

Why Owned Solar Holds Value After a Refinance

When solar is owned outright and added through a refinance-safe process, it can contribute to long-term home value without creating future financing or resale issues.

Homes with lien-free solar systems tend to appraise more cleanly and avoid complications tied to third-party solar loans or leases.

6.9%

Average increase in property value for homes with owned solar

Faster

No added objections at resale or future refinance

START YOUR 3-MINUTE ASSESSMENT Upload your utility bill and discover:


Your estimated monthly savings with owned solar

How solar can be added during a refinance with no UCC-1 liens

The potential impact on your home’s long-term value

A clear overview of how QuiqRefi™ works for your home

What happens next.
This assessment is informational only.
Nothing is added to your loan and no solar decision is made.
We review your utility data to confirm:
• Whether owned solar can be added during a refinance
• How it can be structured with no UCC-1 liens
• The potential impact on long-term home value
No obligation. Secure process.
Results typically within 24 hours

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