How QuiqRefi™ Works for Homeowners Refinancing
How QuiqRefi™ Works for Homeowners RefinancingQuiqRefi™ lets homeowners review solar before starting a refinance, so decisions are made early and the loan stays clean.
Instead of adding a separate solar loan or lease, solar is evaluated as part of the refinance planning process. This helps homeowners understand their options before committing to third-party financing that can introduce liens or underwriting issues later.
By checking solar readiness early and uploading a recent utility bill, homeowners can confirm whether solar fits their refinance goals while keeping one mortgage, one lien, and full ownership.
How QuiqRefi™ Protects Your Refinance
If you are considering solar during a refinance, reviewing it first helps prevent added debt, third-party liens, and underwriting complications.
QuiqRefi™ reviews solar early so lenders have what they need for EEM underwriting, while the installation still happens after closing through escrow.
In many cases, lenders require a Solar-Ready Home PLUS assessment (or equivalent documentation) to approve the EEM energy upgrade. QuiqRefi™ helps you gather it early so your refinance stays on track.
Step 1: Review Solar Before Refinance Approval
Upload a recent utility bill so solar feasibility can be reviewed early, before you sign a solar loan or lease or submit your refinance for final approval.
Step 2: Confirm a Refinance-Safe Solar Path
We review the home and energy usage to confirm a path to owned solar that meets lender EEM requirements and avoids second loans or UCC-1 liens.
Step 3: Install Solar After Closing
Once the refinance is complete, solar is installed using escrow funds. The homeowner retains full ownership, with no third-party liens on the property.
Why Owned Solar Holds Value After a Refinance
When solar is owned outright and added through a refinance-safe process, it can contribute to long-term home value without creating future financing or resale issues.
Homes with lien-free solar systems tend to appraise more cleanly and avoid complications tied to third-party solar loans or leases.
Average increase in property value for homes with owned solar
No added objections at resale or future refinance
START YOUR 3-MINUTE ASSESSMENT Upload your utility bill and discover:
Your estimated monthly savings with owned solar
How solar can be added during a refinance with no UCC-1 liens
The potential impact on your home’s long-term value
A clear overview of how QuiqRefi™ works for your home
Nothing is added to your loan and no solar decision is made.
We review your utility data to confirm:
• Whether owned solar can be added during a refinance
• How it can be structured with no UCC-1 liens
• The potential impact on long-term home value
No obligation • Secure process • Results typically within 24 hours
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