BrightNest Mortgage

 Own the Sun. Don't Get Burned.

 Three ways to go solar. Only Clear-Title Solar™ builds real wealth.

Solar: Asset or Liability?

Asset - BrightNest Mortgage
Clear-Title Solar™ with tax-deductible interest - own your solar, build equity, eliminate utility bills
System cost: $26,600. $14,481 less than popular Solar Bank
$156/mo
Own The Sun
Main Benefits:
Clear-Title Solar™ - No UCC-1 liens
Tax-deductible interest payments
Zero dealer fees (save 30-35%)
No DTI issues - integrated into mortgage
Keep full 30% tax credit ($9,000+)
5.9% home value increase (FL average)
13.3% less time on market (resale)
24.7% more likely to sell over asking price (resale)
Who is this for?
For smart homeowners who understand the difference between an asset and a liability.
Liability - Solar Loan
Finance solar separately with UCC-1 liens and 35% hidden dealer fees.

Same system cost: $41,081.08. $14,481 more. 35.25% Hidden dealer fee
$219/mo
40.4% More: Get Burned
Major Issues:
UCC-1 liens block refinancing
Hidden dealer fees ($9,000-$15,000 markup)
DTI problems affect future financing
Non-deductible interest payments
Reduced buyer pool (30-50% fewer buyers)
Complicated home sales
Who is this for?
For homeowners comfortable with liens and hidden fees.
Liability - Solar Lease
Rent solar panels with monthly payments forever
$183/mo
17.3% More: Get Burned
Major Issues:
Never own the solar panels
No tax credits (company keeps $9,000+)
Zero home value increase
Perpetual payments for 20-25 years
DTI problems affect future financing
UCC-1 liens still apply
Escalating payments (2-4% annually)
Who is this for?
For homeowners who prefer paying rent forever.
Asset - BrightNest Mortgage
Clear-Title Solar™ with tax-deductible interest - own your solar, build equity, eliminate utility bills
System cost: $26,600. $14,481 less than popular Solar Bank
$1872/yr
Own The Sun
Main Benefits:
Clear-Title Solar™ - No UCC-1 liens
Tax-deductible interest payments
Zero dealer fees (save 30-35%)
No DTI issues - integrated into mortgage
Keep full 30% tax credit ($9,000+)
5.9% home value increase (FL average)
13.3% less time on market (resale)
24.7% more likely to sell over asking price (resale)
Who is this for?
For smart homeowners who understand the difference between an asset and a liability.
Liability - Solar Loan
Finance solar separately with UCC-1 liens and 35% hidden dealer fees.

Same system cost: $41,081.08. $14,481 more. 35.25% Hidden dealer fee
$2629/yr
Pay 40.4% More: Get Burned
Major Issues:
UCC-1 liens block refinancing
Hidden dealer fees ($9,000-$15,000 markup)
DTI problems affect future financing
Non-deductible interest payments
Reduced buyer pool (30-50% fewer buyers)
Complicated home sales
Who is this for?
For homeowners comfortable with liens and hidden fees.
Liability - Solar Lease
Rent solar panels with monthly payments forever
$2196/yr
Pay 17.3% More: Get Burned
Major Issues:
Never own the solar panels
No tax credits (company keeps $9,000+)
Zero home value increase
Perpetual payments for 20-25 years
DTI problems affect future financing
UCC-1 liens still apply
Escalating payments (2-4% annually)
Who is this for?
For homeowners who prefer paying rent forever.
FAQ

QuiqNest FAQ

What is QuiqNest?

QuiqNest is the world's first realtor-centric solar platform that revolutionizes how America goes solar through our groundbreaking Power Flip strategy™. We've created an entirely new category: pre-purchase solar integration, which transforms solar from a liability into a valuable asset by integrating it seamlessly into the home buying and refinancing process.

How is QuiqNest different from traditional solar companies?

Traditional solar companies target existing homeowners with high-pressure sales tactics, hidden dealer fees (30-35%), and complex financing that creates UCC-1 liens. QuiqNest operates differently:

Timing: We integrate solar during the home buying or refinancing process, not after
No Hidden Fees: We eliminate dealer fees that can add $9,000-$15,000 to your system cost
Clear-Title Solar™: No UCC-1 liens that complicate home sales
Realtor-Friendly: We work with realtors to make solar an asset, not a complication

What is Clear-Title Solar™?

Clear-Title Solar™ is our revolutionary financing approach that integrates solar costs directly into your mortgage, eliminating the UCC-1 liens that traditional solar financing creates. This means:

• No separate solar loans to complicate your finances
• No liens that reduce your buyer pool when selling
• Enhanced home value without title complications
• Simplified refinancing and home salesSolar becomes a true asset, not a liability

What is BrightNest Mortgage™?

BrightNest Mortgage™ is our specialized financing program for homebuyers that integrates solar costs into the purchase mortgage. Key benefits include:

• Pre-purchase solar integration with "Turn Sunshine Into Equity™"
• Keep 100% of your 30% federal tax credit
• Tax-deductible interest on solar financing
• No UCC-1 liens or hidden fees
• Energy savings factored into debt-to-income calculations

What is QuiqRefi™?

QuiqRefi™ is our innovative refinancing solution for existing homeowners who want to add solar to their current property. It offers:

• Solar integration into mortgage refinancing
• Tax-deductible interest (unlike traditional solar loans)
• Clear-Title Solar™ with no UCC-1 liens
• Perfect for eliminating existing tax debt with the 30% credit
• Available in Florida, California, and Texas

What is QuiqBoost™?

QuiqBoost™ is our solar seller incentive program designed to help homeowners make their listings impossible to ignore. Benefits include:

• Up to $15,000 toward solar installation costs
• Faster home sales with standout listings
• Price protection with solar-enhanced value
• Closing support to ensure smooth transactions

Which states does QuiqNest serve?

We currently operate in:

Florida: Complete solar tax "Triple Crown" (federal credit, property tax exemption, sales tax exemption)

California: Expanding market with strong solar incentives

Texas: Coming soon with excellent solar potential and property tax exemptionsWe're actively expanding to additional states based on market demand and regulatory environment.

How much can I save with QuiqNest?

Savings vary by location and system size, but typical benefits include:

For a $30,000 solar system in Florida:
$9,000 federal tax credit (30%)
$1,800 sales tax exemption (6%)
$0 additional property taxes (100% exemption)
$27,600 home value increase up to(6.9%)
Total first-year benefit: $38,400+
Plus ongoing monthly utility savings and tax-deductible interest with QuiqRefi™.

What about the solar tax credit deadline?

Congress is considering terminating the 30% federal solar tax credit by December 31, 2025—nearly a decade earlier than originally planned. This creates urgency because:

• The credit is worth approximately $9,000 on a typical system
• Installation backlogs are growing as homeowners rush to beat the deadline
• The entire process takes 10-18 weeks to complete
• This may be your last chance to secure these substantial tax savings

Do I need to own my home to use QuiqNest?

Our services are designed for different homeownership situations:

• Homebuyers: Use BrightNest Mortgage™ for pre-purchase solar integration Current
• Homeowners: Use QuiqRefi™ to add solar through refinancing
• Home Sellers: Use QuiqBoost™ to enhance your listing with solar incentives

What if I already have solar panels?

If you have existing solar panels, QuiqRefi™ may still help you:

• Refinance to eliminate UCC-1 liens from traditional solar loans
• Convert non-deductible solar loan interest to tax-deductible mortgage interest
• Consolidate multiple loans into a single mortgage payment
• Add additional solar capacity or battery storage

How long does the QuiqNest process take?

Timeline varies by program:

BrightNest Mortgage™ (Home Purchase):
Solar assessment: Within 7 days
Mortgage approval: 3-4 weeks
Installation after closing: 6-8 weeks
QuiqRefi™ (Refinancing):
Assessment and application: 2-3 weeks
Refinancing approval: 3-4 weeks
Installation: 6-8 weeks
Total typical timeline: 12-16 weeks

What makes QuiqNest's solar assessments different?

Our Solar-Ready Homes™ assessments provide comprehensive analysis including

• Detailed energy consumption patterns
• Custom system design based on actual usage
• Precise tax credit calculations
• Property value impact analysis
• Multiple financing options comparison
• Clear timeline to beat tax credit deadlines

Is there a cost to get started with QuiqNest?

No. Our initial assessment is completely free and includes:

• Property solar potential analysis
• Custom savings calculations
• Tax credit projections
• Financing options review
• No obligation to proceed
• We even provide up to $500 reward for uploading your utility bill for assessment.

How do I get started?

Getting started is simple:

Upload Your Utility Bill: Takes 2 minutes
Receive Your Assessment: Get your personalized Solar-Ready Home PLUS™ analysis within 24 hours
Choose Your Path: Select BrightNest Mortgage™, QuiqRefi™, or QuiqBoost™
Secure Your Benefits: Complete the process before tax credit deadlines
[UPLOAD MY UTILITY BILL NOW] to begin your solar journey with QuiqNest.

What if I have more questions?

Our solar specialists are available to help:

Phone: Contact our customer service team
Email: Reach out through our contact form
Live Chat: Available on our website during business hours
Consultation: Schedule a free consultation to discuss your specific situation
We're here to make your solar journey as simple and beneficial as possible.